Udhar Management Tips
How to manage credit (udhar) in your kirana store. Track who owes what and collect on time.
Why udhar matters
Most kirana stores sell on credit. Good udhar management means:
- You know exactly who owes what
- No lost or forgotten dues
- Faster collection = better cash flow
- Interest can cover your cost of giving credit
Set clear terms
Decide: How many days of credit? Any interest after due date? Write it down or tell customers clearly.
Calculate interest on overdue udhar
Many shops charge 1–2% per month on overdue amounts. Use the calculator below to find total due.
Udhar + Interest Calculator
Send reminders
A friendly reminder before the due date helps. After due date, follow up regularly. Don't wait too long.
Manage all udhar in one place
Stockkeeper tracks who owes what. Send reminders, see ageing, collect on time. No khata book needed.
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